Real prices, automatically
Stooq for stocks. CoinGecko + on-chain reads for crypto. ECB for FX. Every position revalues on the daily snapshot job: no GOOGLEFINANCE() rate limits, no broken cells, no Saturday-morning manual update.
Automated Net Worth Tracker
Your net worth spreadsheet,
finally automated.
Live prices. Daily snapshots. Multi-currency FX. Co-ownership splits. AI-powered narrative. Verified Wealth Statement PDF. Import your existing sheet in seconds, and never touch GOOGLEFINANCE() again.
3-day free trial · CSV / XLSX import · Cancel anytime
Daily snapshot + audit trail
Every night at 22:00 UTC your portfolio is snapshotted, hashed and stamped. 30-day, 90-day and 1-year deltas come for free. Append-only audit log records every change so you (or your accountant) can reconstruct any past balance.
Spreadsheet-grade math, app-grade UX
Co-ownership splits at the asset, debt and cash-flow level. Multi-currency lens that switches every value to your reading currency. Cash-flow rolls forward through recurring rules. The math your spreadsheet was trying to do — done correctly.
Feature comparison
wlthy vs Net Worth Spreadsheet
The boundary between “what a spreadsheet can do” and “what an app should do”. wlthy automates everything past that line.
| Feature | Spreadsheet | wlthy |
|---|---|---|
| Live stock & ETF valuationsStooq feed + per-position update on the daily snapshot job. | Manual or GOOGLEFINANCE() (frequently delayed) | Supported |
| Live crypto valuationsCoinGecko + direct on-chain reads for wallet addresses. | Manual paste from an exchange | Supported |
| Multi-currency FXECB daily reference rates · 10-currency lens. | Manual, and breaks formulas across sheets | Supported |
| Daily snapshots & trend30 / 90 / 365-day deltas computed automatically. | Not supported | Supported |
| Co-ownership splitsPer-asset, per-debt percentage with partner invite flow. | Not supported | Supported |
| Audit log (cryptographic integrity) | Not supported | Supported |
| AI-powered portfolio narrativeClaude-generated three-paragraph briefs on every refresh. | Not supported | Supported |
| Estate-planning-ready Wealth Statement PDFVerified hash + QR · institutional layout. | Not supported | Supported |
| Cash flow projection (1D / 7D / 30D / 90D / 1Y) | Manual rollups | Supported |
| CSV import (your existing spreadsheet)Drag-drop your sheet, and wlthy maps the columns. | Supported | Supported |
CSV / XLSX import
Drag-drop your existing sheet. wlthy maps your columns and previews the result before anything goes live.
Smart dynamic forms
Add the next asset by type: ticker for stocks, wallet for crypto, address for real estate. No more 18-column generic row.
Append-only audit log
Every change is recorded with a cryptographic hash. Your accountant can reconstruct any historical balance.
Spreadsheet vs wlthy: frequently asked
Why move off a net worth spreadsheet?
Spreadsheets fall over once you cross a few asset classes and a partner: stock prices go stale, FX rates break formulas, co-ownership splits get mis-computed, and there's no audit trail for what changed when. wlthy is the automated alternative: live valuations, daily snapshots, multi-currency FX and an append-only audit log without losing the column-by-column transparency you liked in the sheet.
Can I import my existing spreadsheet?
Yes. wlthy ships a CSV / XLSX import that maps your existing columns onto the asset, debt and cash-flow schemas. Most users finish the migration in under ten minutes; the import preview lets you fix typos before anything lands in the live ledger.
Does the automation actually save time vs GOOGLEFINANCE()?
GOOGLEFINANCE() is fine for half a dozen US tickers. It breaks on rate limits, on European securities, on crypto, and on cell formulas that depend on it. wlthy refreshes every position on a real provider chain (Stooq + CoinGecko + on-chain + ECB) and persists a daily snapshot, so the next time you open the app the numbers are already current.
What happens to my historical net worth data?
The CSV import is the day-zero migration. From day one onwards, wlthy snapshots your portfolio nightly and stores those snapshots forever: the 30 / 90 / 365-day deltas on the dashboard come from that history. You can also re-upload historical CSVs to backfill snapshots before your wlthy start date.
How do co-owned assets work in wlthy?
Each asset, debt and cash flow carries an ownership percentage plus an optional co-owner email. When you set 50% with a partner email, the partner gets an invite that mirrors the asset into their account at their share, so your Wealth Statement always shows only your share, and theirs shows only theirs. Spreadsheets can't do this without two separate files plus a reconciliation tab.
Stop maintaining the spreadsheet.
Import it once, let wlthy keep it live. Three days free, no card required, no advisor handoff — just an automated net worth cockpit you can actually trust.
3-day free trial · Cancel anytime · Swiss-built · Encrypted at rest