Real prices, automatically
Stooq for stocks. CoinGecko + on-chain reads for crypto. ECB for FX. Every position revalues on the daily snapshot job — no GOOGLEFINANCE() rate limits, no broken cells, no Saturday-morning manual update.
Automated Net Worth Tracker
Your net worth spreadsheet,
finally automated.
Live prices. Daily snapshots. Multi-currency FX. Co-ownership splits. AI-powered narrative. Verified Wealth Statement PDF. Import your existing sheet in seconds — and never touch GOOGLEFINANCE() again.
3-day free trial · CSV / XLSX import · Cancel anytime
Daily snapshot + audit trail
Every night at 22:00 UTC your portfolio is snapshotted, hashed and stamped. 30-day, 90-day and 1-year deltas come for free. Append-only audit log records every change so you (or your accountant) can reconstruct any past balance.
Spreadsheet-grade math, app-grade UX
Co-ownership splits at the asset, debt and cash-flow level. Multi-currency lens that switches every value to your reading currency. Cash-flow rolls forward through recurring rules. The math your spreadsheet was trying to do — done correctly.
Feature comparison
wlthy vs Net Worth Spreadsheet
The boundary between “what a spreadsheet can do” and “what an app should do” — wlthy automates everything past that line.
| Feature | Spreadsheet | wlthy |
|---|---|---|
| Live stock & ETF valuationsStooq feed + per-position update on the daily snapshot job. | Manual or GOOGLEFINANCE() (frequently delayed) | Supported |
| Live crypto valuationsCoinGecko + direct on-chain reads for wallet addresses. | Manual paste from an exchange | Supported |
| Multi-currency FXECB daily reference rates · 10-currency lens. | Manual — break formulas across sheets | Supported |
| Daily snapshots & trend30 / 90 / 365-day deltas computed automatically. | Not supported | Supported |
| Co-ownership splitsPer-asset, per-debt percentage with partner invite flow. | Not supported | Supported |
| Audit log (cryptographic integrity) | Not supported | Supported |
| AI-powered portfolio narrativeClaude-generated three-paragraph briefs on every refresh. | Not supported | Supported |
| Estate-planning-ready Wealth Statement PDFVerified hash + QR · institutional layout. | Not supported | Supported |
| Cash flow projection (1D / 7D / 30D / 90D / 1Y) | Manual rollups | Supported |
| CSV import (your existing spreadsheet)Drag-drop your sheet — wlthy maps the columns. | Supported | Supported |
CSV / XLSX import
Drag-drop your existing sheet. wlthy maps your columns and previews the result before anything goes live.
Smart dynamic forms
Add the next asset by type — ticker for stocks, wallet for crypto, address for real estate. No more 18-column generic row.
Append-only audit log
Every change is recorded with a cryptographic hash. Your accountant can reconstruct any historical balance.
Spreadsheet vs wlthy — frequently asked
Why move off a net worth spreadsheet?
Spreadsheets fall over once you cross a few asset classes and a partner: stock prices go stale, FX rates break formulas, co-ownership splits get mis-computed, and there's no audit trail for what changed when. wlthy is the automated alternative — live valuations, daily snapshots, multi-currency FX and an append-only audit log without losing the column-by-column transparency you liked in the sheet.
Can I import my existing spreadsheet?
Yes. wlthy ships a CSV / XLSX import that maps your existing columns onto the asset, debt and cash-flow schemas. Most users finish the migration in under ten minutes; the import preview lets you fix typos before anything lands in the live ledger.
Does the automation actually save time vs GOOGLEFINANCE()?
GOOGLEFINANCE() is fine for half a dozen US tickers — it breaks on rate limits, on European securities, on crypto, and on cell formulas that depend on it. wlthy refreshes every position on a real provider chain (Stooq + CoinGecko + on-chain + ECB) and persists a daily snapshot, so the next time you open the app the numbers are already current.
What happens to my historical net worth data?
The CSV import is the day-zero migration. From day one onwards, wlthy snapshots your portfolio nightly and stores those snapshots forever — the 30 / 90 / 365-day deltas on the dashboard come from that history. You can also re-upload historical CSVs to backfill snapshots before your wlthy start date.
How do co-owned assets work in wlthy?
Each asset, debt and cash flow has an ownership_pct field plus an optional shared_with email. When you set 50% with a partner email, the partner gets an invite that mirrors the asset into their account at their share — so your Wealth Statement always shows only your share, and theirs shows only theirs. Spreadsheets can't do this without two separate files plus a reconciliation tab.
Stop maintaining the spreadsheet.
Import it once, let wlthy keep it live. Three days free, no card required, no advisor handoff — just an automated net worth cockpit you can actually trust.
3-day free trial · Cancel anytime · Swiss-built · Bank-grade security